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Industries · Six verticals · Pre-built packs

Industry-specific retainers.
No generic templates.

Every regulated Indian sector has its own regulators, its own frameworks, and its own unspoken rules. We build retainers around what your industry actually faces — Factories Act for manufacturers, DPDP children-data for schools, RBI master directions for NBFCs, SOC 2 for SaaS firms. Not a generic SME template with your logo on top.

6Pre-built industry packs
CustomPack on request
4 pillarsUnder one retainer
48hQuery SLA

A manufacturer in Pune faces the Factories Act, Pollution Control Board, state labour returns, and multi-SKU GST reconciliation. A SaaS firm in Bangalore faces SOC 2 Type II, ISO 27001, GDPR DPAs for European buyers, and USD invoicing with FIRC collection. The compliance frameworks barely overlap. The regulators do not even work in the same building.

Yet most CA firms and consultants sell both of them the same retainer — generic ROC filing plus generic GST plus generic bookkeeping. The sector-specific depth that actually matters — PCB consent timing for a factory, Amazon Brand Registry for a D2C brand, CERT-In 6-hour breach reporting for a FinTech, DPDP children-data consent for a school — is quietly skipped or quoted separately.

Cosmoura builds industry packs because the industries deserve them. Each pack bundles the right slices from each pillar — compliance, finance, secretarial, IP, technology — specifically mapped to the regulators, deadlines and operational realities of your sector. Named CA + CS + DPO + IP attorney who have worked that industry. Decipher-built automation tuned to the sector-specific workflows (TPA reconciliation for hospitals, marketplace reconciliation for D2C, buyer-questionnaire response for SaaS).

Six pre-built, one custom. Below are the six packs we have refined to specification. If you fit a vertical we have not pre-built (insurance, media, logistics, real estate, travel, hospitality) — we scope a custom pack with the same retainer structure.

Each vertical has its own pre-built pack.

Pick the pack that fits. Each one bundles the right slices from Compliance, Finance, Secretarial, IP and Tech — tuned to your sector's regulators and realities.

🏭 Factory · Labour · Multi-SKU GST

Manufacturing

Factories Act, state labour returns, DPDP CCTV + biometric consent, PCB consent, Fire NOC, multi-SKU cost accounting, GST ITC reconciliation, statutory audit — one retainer, named CA + CS.

Industry-tuned retainer Explore Manufacturing →

🏫 DPDP children's data · POSH · Trust compliance

Schools & Edtech

DPDP children-data consent, POSH ICC + annual report, CBSE / ICSE / state / IB board affiliation, trust / society / Section 8 filings, 12A / 80G renewals, multi-branch fee reconciliation.

Industry-tuned retainer Explore Schools & Edtech →

🏥 Patient data · CDSCO · TPA reconciliation

Healthcare

DPDP patient data, Clinical Establishments Act, CDSCO drug licences, NABL coordination, insurance TPA reconciliation across 10+ TPAs, GST exemption matrix for medical services.

Industry-tuned retainer Explore Healthcare →

💳 RBI · SOC 2 · ISO 27001 · CERT-In

FinTech & NBFC

RBI master directions (category-specific), SOC 2 Type II + ISO 27001 parallel audit tracks, DPDP, CERT-In 6-hour breach reporting, capital adequacy, monthly DNBS returns, SDF prep.

Industry-tuned retainer Explore FinTech & NBFC →

🛒 Marketplace reconciliation · Brand Registry

D2C & E-commerce

DPDP customer consent, Consumer Protection (E-commerce) Rules grievance officer, Amazon / Flipkart / Myntra / Nykaa / Meesho reconciliation, multi-state GST, trademark + Amazon Brand Registry.

Industry-tuned retainer Explore D2C & E-commerce →

⚙️ SOC 2 · GDPR · USD invoicing · Madrid Protocol

SaaS & IT Services

SOC 2 Type II + ISO 27001 + DPDP + GDPR common controls, USD invoicing + FIRC + SEIS + SOFTEX, buyer-questionnaire 24-hour turnaround, Madrid Protocol trademark across 110+ countries.

Industry-tuned retainer Explore SaaS & IT Services →

Three things that make the industry packs work.

01

Named leads per pillar.

A specific CA, CS, DPO and IP attorney owns your account. Their names are on every deliverable. You email them directly when something fires.

02

Industry-tuned, not generic.

Each industry pack is built around the regulators you actually face. Not a generic SME template with your logo on top.

03

One retainer, four pillars.

Compliance plus finance plus secretarial plus IP under one monthly fee. One invoice, one calendar, one point of contact.

Questions businesses ask us about industry packs.

01 Which industries do you specialise in? +

Six industry packs are pre-built: Manufacturing, Schools & Edtech, Healthcare, FinTech & NBFC, D2C & E-commerce, SaaS & IT Services. For insurance, media, logistics, real estate, travel and hospitality we build custom packs on request — the retainer structure is the same, only the regulatory map changes.

02 How is an industry pack different from the pillar services? +

The 5 pillars (Compliance, Finance, Secretarial, IP, Tech) are the horizontal services. Industry packs are vertical bundles that take the right slices from each pillar for your sector. For a factory, that is Factories Act + multi-SKU costing + ROC + trademark. For a FinTech, that is RBI + SOC 2 + Ind-AS + ESOP. Same team, same platform, different mix.

03 Can I pick a pillar service without a full industry pack? +

Yes. Many clients start with a single pillar (compliance or finance) and add more as the business grows. Industry packs are a convenience bundle, not a lock-in. See the Services page for individual pillar retainers.

04 What if my business spans multiple industries? +

Common. A healthcare brand that also sells D2C on Amazon gets elements of both packs. A SaaS firm that spun off a FinTech license needs both the SaaS and the FinTech pack. We scope hybrid packs and quote accordingly.

05 Do you work with early-stage or only established businesses? +

Both. Early-stage retainers are typically one pillar, light touch. Scale-stage retainers bundle three to four pillars. Enterprise and multi-entity engagements are scoped separately. We filter by stage inside each industry page.

06 Who does the actual delivery — Cosmoura or a sub-contractor? +

Delivery is in-house. Named CA, CS, DPO and IP attorney from Cosmoura work directly with your team. The AI and automation tooling is built by our sister concern Decipher Consultancy Services. Nobody sub-contracted, nobody in a black box.

Tell us about your business.
We will reply with a sequenced plan.

Share your requirement using the contact form. Our support team reads every message, maps your current posture, and replies by email within one working day with the right pack. We schedule a call only if your matter needs one — we don't cold-call.